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Refinancing your home loan to release cash to purchase a pool or spa is easier than you think. When complete, your pool or spa will improve the value of your house and make you happy to be home.

CoffeeLet’s imagine you currently have a loan of $350,000 which you have taken over 30 years. You’re currently paying say 4.25% p/a in interest and you are making principal and interest repayments on the loan. Your current repayments would be something like $1,722 per month.

Using a more competitive rate of say 3.81% and the same loan term of 30 years, what would it cost you per month in additional repayments to purchase your new pool?

Comparison product used is the ANZ Simplicity variable product: 3.81%pa variable rate (3.85%pa. comparison rate). Additional fees and charges may apply. Rate is current at 4 March 2019

*This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Contact us today to apply.